CAASTLC, Inc. Family Management, Housing Assistance, and Individual Development Services and Programs

Family Intake, Assessment and Referral

CAASTLC operates a Family, Intake, Assessment and Referral program whereby all persons seeking assistance are screened to determine eligibility and appropriate needs.

All persons are screened for income and residency eligibility requirements, after which appropriate needs are determined in order to design service delivery. Referrals to appropriate services are then made and follow-up is conducted to determine if the services were rendered.

Required documentation:

Proof of household income from the previous twelve (12) months.
Social security documentation for all household members over one (1) year of age.
Photo identification for the head of the household.
Proof of residency (must be living in St. Louis County).

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Family Support Case Management

CAASTLC offers home-based Case Management services designed to assist the participant in becoming self-sufficient through employment and/or educational goals. The role of the Case Manager is to be a motivational and supportive role model and an advocate as needed.

Areas that the Case Manager will explore with the participant include budgeting, nutrition, household management, parenting, personal growth and development, literacy guidance, and referrals to other community resources as needed in order to move the client towards self-sufficiency. In order that the client continue to focus on employment and/or educational goals, crisis intervention assistance is provided as needed which may include energy, food, housing, or family counseling assistance.

Eligibility Requirements - Household income may not exceed 200% of the federal poverty guidelines. Please go to our "Income Guidelines" page for a complete listing of income guidelines.

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H2O Help

In December 2006 Missouri American Water, in collaboration with Missouri’s Community Action Agencies, launched H2O Help, which is a program to help provide supplemental funding to Missouri American Water customers who would otherwise have trouble paying their bill. Any Missouri American Water customer who is at risk of losing their water service may apply for H2O Help.

As the designated H2O Help program administrator for St. Louis County, CAASTLC will accept applications for assistance and determine eligibility. Missouri American Water will then use H2O funds, both customer and company donations, to pay all or part of an eligible customer's water bill, once the customer is approved by CAASTLC. Customers who need assistance can contact CAASTLC at (314) 863-0015 or Missouri American Water at 1-866-430-0820.

Missouri American Water customers can voluntarily donate to the H2O Help program by pledging $1, $3, or $5 for each billing period. Bills will include a donation check-off box on the back of the bill.

Click here to view the Missouri American Water H2O Help Program Brochure
(Above link require Adobe Acrobat)

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Housing Assistance

CAASTLC has comprehensive housing assistance programs which includes Home Ownership, Housing Counseling, and Rent/Mortgage Assistance.

Home Ownership is possible through two separate programs. CAASTLC coordinates a Home Buyers Club. In the Home Buyers Club, participants work to improve their credit history, complete "financial fitness" curriculum and homebuyer education classes, and meet one-on-one with a HUD certified housing counselor. In addition, CAASTLC has a Missourians Building Assets (MBA) program where all participating families have the opportunity to receive down payment assistance towards the purchase of a home.

Housing Counseling is designed for:

Helping families stabilize their housing situation;
Helping homeless families gain access to decent, safe, and affordable housing;
Helping families move from rental housing to home ownership;
Making the home buying process less complex for first-time home buyers;
Making the mortgage process less expensive and less complex; and
Educating homebuyers and homeowners about predatory lending practices.

A housing counselor conducts an interview and an assessment to determine the housing needs of the household. Based on the assessment, the household receives one or more of the following services: 1) Homeless Intervention & Stabilization Services; 2) Rental Housing Services; 3) First-time Homebuyers & Homebuyers Club Services; and 4) Home Ownership Program Services.

Please go to our "Calendar of Events" page for a complete listing of our Home Buyer and Financial Literacy classes. In addition to participants of our Home Ownership and Housing Counseling programs being required to attend these classes, all members of the general public are welcome to attend as well.

Rent/Mortgage Assistance is available from a variety of sources coordinated by CAASTLC. These sources include the Missouri Housing Trust Fund (MHTF) and the Emergency Food & Shelter Program (EFSG). Assistance is available for rent or mortgage payments, rent or utility deposits, and emergency minor home repair to prevent code violation or property condemnation. If you are interested, please call (314) 863-0015, ext. # 657.

Required documentation:

Proof of household income.
Social security documentation for all household members.
Photo identification for the head of the household.
Proof of residency (must be living in St. Louis County).
Eviction notice or delinquency notice from landlord or Mortgage Company or a signed lease for deposit assistance.

Eligibility Requirements:

1)	For the MBA program, household income may not exceed 200% of the federal poverty guidelines. Please go to our "Income Guidelines" page for a complete listing of income guidelines.
2)	For MHTF assistance, household income may not exceed 50% of the median income for St. Louis County, with preference being given to those households at or below 25%. Please go to our "Income Guidelines" page for a complete listing of income guidelines.

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Individual Development Accounts

An Individual Development Account ("IDA") is a matched savings account designed to help participants achieve their long-term financial goals - specifically buying a home.

Under the IDA program, the participant opens a savings account called an IDA. The participant must then deposit at least $10.00 per month into the IDA account. For every $1.00 deposited by the participant up to $1,000 per year, CAASTLC will match it with $2.00, for the next two (2) years. The participant can use the savings, plus the match money received, for the down payment and closing costs on a home. If you are interested, please call (314) 863-0015, ext. #429.

Eligibility Requirements - Household income may not exceed 200% of the federal poverty guidelines. Please go to our "Income Guidelines" page for a complete listing of income guidelines.

Click here for "IDA – Building For Your Future” brochure.

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CAASTLC, Inc. disclaims any warranties regarding the accuracy
or completeness of any information appearing on this website.